There is no eSIM store that pays you Aeroplan points. Not ours, not Airalo's, not anybody's.
That is the finding, and it holds after searching Air Canada's own shopping portal rather than a third-party partner list. The question is worth asking anyway, because the follow-up question is the useful one: if you buy a travel data plan on an Aeroplan card, what do you get, and does it cover what the card charges you for buying in a foreign currency?
Key takeaways
- The Aeroplan eStore has no eSIM retailer. Searching it for "eSIM" and for "Airalo" returns nothing, and its Activities & Travel category lists 25 retailers, none of which sells mobile data.
- Airline-loyalty eSIM tie-ups do exist in Canada. Airalo pays Air Miles, and Cathay pays Asia Miles. Neither is Aeroplan, and neither converts into Aeroplan points.
- Aeroplan-branded cards are not the only route. Amex Membership Rewards transfers to Aeroplan at 1:1, so a Cobalt or Platinum earns Aeroplan on a data plan too, at the same 1 point per dollar.
- Every one of these cards charges the foreign transaction fee. TD and CIBC both document 2.5% in their regulated disclosures, and eSIM stores that bill in USD trigger it.
- At a 2-cent point valuation, a 1x card returns 2.0% against a 2.5% fee. You are behind by half a percent, and the no-fee CIBC card is behind by more.
- On a $17.99 USD data plan the whole argument is worth about 12 cents. The plan-versus-roaming decision sitting behind it is worth about $75, which is 150 times more.
What is in the Aeroplan eStore, and what is not
The Aeroplan eStore is the earning portal: you start a shopping session there, click through to a partner retailer, and points post against the purchase. Air Canada describes it as the place to earn on online shopping, and CIBC advertises earning twice at over 150 Aeroplan partner brands and 170+ online retailers through it. That doubling is real and it is worth using. It just has nothing to earn on here.
We checked on 2026-08-23. Searching the store for "eSIM" returned "Your search for eSIM did not get any result." Searching for "Airalo" returned the same. To make sure the search worked at all, we searched "roaming" and got four items back, all of them Nintendo games and Sonos speakers matching on the word Roam.
Then we opened the retailer directory and filtered it to Activities & Travel, the category any connectivity brand would sit in. It returned 25 retailers:
| What the category contains | Retailers |
|---|---|
| Luggage and bags | Briggs & Riley, Samsonite, Travelpro, Herschel, Sherpani, Monte & Coe, Maverick & Co. |
| Tours, attractions and transport | Go City, Tiqets, Viator, Xcaret, Direct Ferries, Trainline, Authentic Europe, Authentic Scandinavia |
| Hotels | Marriott Bonvoy, Homes & Villas by Marriott |
| Everything else | Amazon, Walmart, AliExpress, TSC, Aerless, Comfrt, Ekster, Victorinox |
| Mobile data | Nothing |
The airline-loyalty eSIM deals that do exist
Aeroplan's absence is not because loyalty programs find eSIMs uninteresting. Two partnerships in the last eighteen months prove the opposite, and both are with the same eSIM company.
In July 2025, Airalo announced a partnership with Air Miles paying Collectors one Air Miles Reward Mile per C$1 spent, provided you buy through a dedicated Air Miles landing page rather than the ordinary Airalo site. In February 2026, Airalo and Cathay announced a tie-up paying 100 Asia Miles for every eSIM purchased alongside a preferential rate, and Cathay lists it on its own partners page.
Neither helps an Aeroplan collector. Air Miles and Asia Miles are separate programs with separate currencies, and neither is interchangeable with Aeroplan. If your goal is loyalty currency on a data plan and you are indifferent to which currency, the Air Miles route is the one that exists in Canada today. If your goal is Aeroplan specifically, there is nothing to route to.
One caveat on the Air Miles offer worth stating: we could not find an official Air Miles or Airalo page documenting it. The Airalo landing page for Collectors is served through an affiliate link, and Airalo's own media centre does not list the announcement. The launch coverage is credible Canadian trade press, but check the terms on the landing page before you count on the earn rate.
What an Aeroplan card pays you on a data plan
Since the store gives you nothing, the card is the only lever. Here is what each Aeroplan-branded personal card in Canada earns on a purchase that is not gas, groceries or Air Canada, which is where a data plan falls. Amex Membership Rewards cards earn Aeroplan too, by transfer rather than directly, and they get their own section below.
| Card | Annual fee | Points per $1 on other purchases | Return at 2.0 cents |
|---|---|---|---|
| CIBC Aeroplan Visa | $0 | 1 point per $1.50 | 1.33% |
| TD Aeroplan Visa Platinum | $89 | 1 point per $1.50 | 1.33% |
| American Express Aeroplan Card | $120 | 1 | 2.0% |
| TD Aeroplan Visa Infinite | $139 | 1 | 2.0% |
| CIBC Aeroplan Visa Infinite | $139 | 1 | 2.0% |
| TD Aeroplan Visa Infinite Privilege | $599 | 1.25 | 2.5% |
| CIBC Aeroplan Visa Infinite Privilege | $599 | 1.25 | 2.5% |
| American Express Aeroplan Reserve | $599 | 1.25 | 2.5% |
Read the right-hand column against one number: 2.5%.
That is the foreign currency fee. TD's Information Box for the Aeroplan Visa Infinite application states it as 2.5% of the transaction amount, charged on top of whatever rate the payment network used. CIBC's Summary of Annual Interest Rates and Fees states 2.5% of the converted amount, on both debits and credits. American Express Bank of Canada converts through an affiliate and adds a conversion commission whose percentage lives in your card's information box rather than in the agreement itself, so check yours.
Put the two columns together and the answer falls out. If your eSIM store bills you in a foreign currency:
- 1 point per $1.50 (the no-fee CIBC card, the TD Platinum): you are about 1.2% behind.
- 1 point per dollar (the $120 to $139 cards): you are 0.5% behind.
- 1.25 points per dollar (the three $599 cards): you break even.
Nobody comes out ahead. The best available outcome on an Aeroplan card is that the points cancel the fee, and that outcome costs $599 a year to hold.
The cards that earn Aeroplan without saying Aeroplan
The table above is every card with Aeroplan in its name, which is not the same thing as every card that earns Aeroplan points. American Express Membership Rewards transfers into Aeroplan at 1:1. Amex publishes the ratio on its own transfer page: 1,000 Membership Rewards points become 1,000 Aeroplan points, with a minimum transfer of 1,000 points and an estimated transfer time of up to 30 minutes. Aeroplan is one of only two airline partners on that page transferring at par, alongside British Airways Avios. The rest run 1,000 to 750.
So if you carry the Cobalt, the Platinum or the Gold Rewards Card, you are an Aeroplan earner whether or not the word appears on the card. That widens who this article is about considerably, and it changes the arithmetic not at all.
The Cobalt is the one most Canadians hold. Amex lists it at $15.99 a month, $191.88 a year, earning 5X on eats and drinks, 3X on streaming, 2X on gas and transit, and 1X on everything else. A travel data plan is squarely in "everything else". One Membership Rewards point per dollar becomes one Aeroplan point per dollar at par, which is the same 2.0% at a 2-cent valuation as the TD and CIBC Infinite cards, running against the same Amex conversion commission. Different route, same destination.
One footnote for anyone who read the Airalo section and did the obvious sum. The same Amex table transfers to Asia Miles at 1,000 to 750, so Membership Rewards can reach the currency the Airalo and Cathay partnership pays out in. It cannot reach it through an eSIM purchase, because that partnership pays Asia Miles at the till and Amex pays Membership Rewards on the card, and neither knows about the other.
One purchase, all the way through
Concrete beats general. Take a Europe+ 10GB plan valid 30 days, $17.99 USD from our live pricing on 2026-08-23, paid on a TD Aeroplan Visa Infinite.
| Step | Amount |
|---|---|
| Plan price | $17.99 USD |
| Converted at the Bank of Canada rate of 1.3760 | about $24.75 CAD |
| Foreign currency fee at 2.5% | about $0.62 CAD |
| Aeroplan points earned at 1 point per dollar | about 25 points |
| Those points at 2.0 cents | about $0.50 CAD |
| Net effect of paying with this card | about 12 cents out of pocket |
Twelve cents. That is the entire prize for getting this decision right or wrong, and it is the reason we would rather spend the rest of this article on something that matters.
There is one way to flip it, and it is not the card. If the store bills you in Canadian dollars, there is no foreign currency fee at all, and the same card's 1 point per dollar becomes a clean 2% return with nothing working against it. So the question to ask at checkout is not "which card" but "which currency". Our checkout bills in USD, which is why the fee applies to us.
The number that is 150 times larger
While you were deciding which card earns 25 points, there was a $75 decision sitting next to it.
Rogers sells an International Travel Pass at $100 CAD for 14 days covering its 180+ Roam Like Home destinations, and a US pass at $60 CAD for 14 days. Those are the alternatives to a travel eSIM on a two-week trip, and they are the reason travellers go looking for eSIMs in the first place.
Two weeks of data, priced two ways
$17.99
Europe+ 10GB
30 days, 35 countries
$9.99
Europe+ 5GB
10 days, 35 countries
$15.99
USA 5GB
30 days
$9.99
USA 3GB
15 days
Prices in USD, live from our API on 2026-08-23. Rogers International Travel Pass is $100 CAD for 14 days and the US pass is $60 CAD for 14 days, read off the Rogers roaming page the same day.
Put both sides in Canadian dollars at the same Bank of Canada rate and the gap stops being abstract:
| Trip | Rogers Travel Pass | Lotsotravel plan | Difference |
|---|---|---|---|
| Europe, 14 days | $100 CAD (International, 14 days) | Europe+ 10GB / 30 days, about $25 CAD | about $75 CAD |
| Europe, a month | $120 CAD (International, 30 days) | Europe+ 10GB / 30 days, about $25 CAD | about $95 CAD |
| US, 14 days | $60 CAD (US, 14 days) | USA 5GB / 30 days, about $22 CAD | about $38 CAD |
| US, a month | $80 CAD (US, 30 days) | USA 5GB / 30 days, about $22 CAD | about $58 CAD |
The Aeroplan points on that same purchase are worth about 50 cents. The connectivity decision is roughly 150 times larger than the loyalty decision, and it is the one nobody researches, because points are interesting and data plans are not.
The two also settle differently. The $75 shows up as a smaller number on the statement that month, with nothing to claim and no minimum. The 25 points sit in an account until they join 975 others, and they are worth 2 cents each only if you redeem them well. If you are optimizing anything on this purchase, optimize the line that is three digits long.
Reach for an Aeroplan-earning card here when
- You hold one of the $599 cards, where 1.25 points per dollar cancels the foreign currency fee outright
- You carry a Membership Rewards card and would rather keep every point in one pool than split your spending across issuers
- The store bills you in Canadian dollars, so the fee never applies and 1 point per dollar is a clean 2%
- You are close to an award redemption and every point has a specific job
- It is simply the card in your wallet and you would rather not think about a $25 purchase
Reach for something else when
- You hold the no-fee CIBC Aeroplan Visa or the TD Platinum, where 1 point per $1.50 leaves you furthest behind
- You already carry a card with no foreign transaction fee, which beats every Aeroplan card on this purchase
- You are buying a large plan or several at once, where half a percent starts to be a real number
- You were about to buy from a more expensive store because it earns points, which is the one mistake that costs real money
Where Aeroplan points are worth chasing
Nothing here argues against Aeroplan cards. It argues against pointing them at a data plan.
The bonus categories on these cards are gas, EV charging, groceries, dining, travel and Air Canada, at 1.5 to 3 points per dollar depending on the card. Those categories are where the earn rate justifies the annual fee, and none of them is connectivity. The eStore doubling is worth using, on the 170+ retailers where it applies. Air Canada purchases on an Amex Aeroplan Reserve earn 3 points per dollar and post in Canadian dollars, with no conversion fee in sight. On the Membership Rewards side the same logic holds one step removed: the Cobalt's 5X on eats and drinks is where that card earns its keep, and every one of those points transfers to Aeroplan at par whenever you want it to.
A travel eSIM is a $10 to $25 purchase in a foreign currency in a category no Aeroplan card rewards. Buy it on whatever card is convenient, and put the effort into the flight.
There is one thing worth checking on the card first, and it is not the points. Every Visa in the Aeroplan lineup carries a GigSky eSIM benefit through the payment network: the Infinite cards get one complimentary 1GB plan a year, the Infinite Privilege cards get two, and the Platinum and no-fee Visas get a discount only. The Amex Aeroplan cards get nothing, because American Express runs no Canadian equivalent. That benefit is worth more than the points on this purchase and almost nobody claims it, so we wrote up what each card actually includes.
What we sell, stated plainly
We sell travel eSIMs. We are not an Aeroplan partner, we are not in the eStore, and we do not award Aeroplan points, Air Miles or any other loyalty currency. Our checkout bills in USD, so a Canadian card will apply its own foreign transaction fee to the purchase.
We could have written this article as a pitch for a rewards programme we do not have. The reason not to is that you would find out from a statement three weeks later, and the version of this you can check is worth more than the version that flatters us.
Skip the roaming pass, keep your number
Plans for ~190 destinations from $4.99 USD. Install before you fly, keep your Canadian SIM active for calls and 2FA texts, and turn data roaming off on that line. QR code delivered through the website with an email notification when it's ready.
Browse eSIM plansWhat would change this answer
Three things, and they are all checkable.
An eSIM retailer joining the Aeroplan eStore would make the whole calculation different overnight, because eStore rates run from 1 to 20 points per dollar and even a modest rate would swamp a 2.5% fee. Airalo's existing appetite for loyalty partnerships makes it the obvious candidate. The place to check is the retailer directory, filtered to Activities & Travel, which took us about a minute.
An Aeroplan card dropping its foreign transaction fee would turn every earn rate in the table above into a straight positive return. No Canadian issuer has done it on an Aeroplan card so far, and Scotiabank, which does issue no-FX cards, does not issue Aeroplan ones.
A large devaluation or revaluation of Aeroplan points would move the break-even. At 2.5 cents per point the 1.25x cards go from break-even to half a percent ahead. That is still twelve cents on a $25 plan, so it would change the sign of the answer without changing what you should do about it.
If any of those change after 2026-08-23, the links in the sources list go straight to the pages we read.
Frequently asked questions
Do any eSIM providers give Aeroplan points?+
Which eSIM earns airline miles in Canada?+
Do Aeroplan credit cards charge a foreign transaction fee?+
Is it worth paying for an eSIM with an Aeroplan card to earn points?+
Can I earn Aeroplan points on an eSIM with an Amex Cobalt or Platinum?+
How much cheaper is a travel eSIM than a Rogers Travel Pass?+
Does Lotsotravel give Aeroplan points?+
Does the Aeroplan eStore double-points offer apply to eSIMs?+
What is the cheapest way for a Canadian to pay for a travel eSIM?+
How much do Aeroplan points on an eSIM purchase come to?+
Methodology
How we did this comparison
We checked the Aeroplan eStore ourselves on 2026-08-23 rather than trusting a partner list published elsewhere. We ran the store's own search for "eSIM" and for "Airalo" (both returned no results, while a control search for "roaming" returned four merchandise items, so the search does work), then opened the Activities & Travel retailer filter and read all 25 retailers listed under it. None sells mobile data.
Card figures come from issuer pages and regulated disclosure documents, not comparison sites. Annual fees and earn rates were read off TD's, CIBC's and American Express Canada's own product pages between 2026-08-21 and 2026-08-23. The 2.5% foreign currency fee is quoted from TD's Information Box for the Aeroplan Visa Infinite application and from CIBC's Summary of Annual Interest Rates and Fees, both linked below. American Express does not publish its Aeroplan conversion commission on a page we could read, so we quote its cardmember agreement's wording and tell you to check your own information box instead of asserting a number we have not seen. The Membership Rewards transfer ratio and the 1,000-point transfer minimum come from Amex Canada's own partner table, read in a browser because that page renders client-side and returns nothing to a plain fetch.
Point values are the soft part of this article and we have flagged them as such. We use 2.0 cents per Aeroplan point, which is Prince of Travel's published valuation, because it is transparent and widely used in Canada. It is an estimate of redemption value, not a price, and your own redemptions will land above or below it. Every conclusion here also holds at 1.5 cents and most of them hold at 2.5 cents; where the answer flips, we say so.
Currency conversion uses the Bank of Canada daily average of 1.3760 CAD per USD for 2026-08-21. Lotsotravel prices are in USD, pulled from our live API on 2026-08-23. Rogers Travel Pass prices are in CAD, read off the Rogers roaming page on the same day.
What we did not measure: whether an issuer awards points on the foreign currency fee itself (the disclosures do not say, and it changes the numbers by pennies), how any given eSIM merchant's transactions are categorized by the card networks, or whether a program will launch an eSIM partner after this was published. We sell travel eSIMs. We are not an Aeroplan partner and we do not earn Aeroplan points for you either, which is stated plainly in the section on what we sell. None of the card links here are affiliate links.
Sources & references
We verify carrier and regulator pricing directly from primary sources before publishing. Pricing is current as of the article's last update — always confirm rates on the carrier's site before you travel.
- The Aeroplan eStore, Air Canada's own description of how eStore earning works — Air Canada
- Aeroplan eStore retailer directory (searched and filtered on 2026-08-23) — Aeroplan / RewardOps
- About Aeroplan credit cards, the issuer list — Air Canada
- TD Aeroplan Visa Infinite Card: $139 annual fee, 1.5x categories, 1x base — TD Canada Trust
- TD Aeroplan Visa Infinite application Information Box: 2.5% foreign currency fee — TD Canada Trust
- TD Aeroplan Visa Infinite Privilege Card: $599, 1.25x base — TD Canada Trust
- TD Aeroplan Visa Platinum Card: $89, 1 point per $1.50 base — TD Canada Trust
- CIBC Aeroplan Visa Infinite Card: $139, 1.5x categories, 1x base — CIBC
- CIBC Aeroplan Visa Card: no annual fee, 1 point per $1.50 base — CIBC
- CIBC Aeroplan Visa Infinite Privilege Card: $599, 1.25x base — CIBC
- CIBC Credit Card Summary of Annual Interest Rates and Fees: 2.5% currency conversion — CIBC
- American Express Aeroplan Cards: annual fees and earn rates — American Express Canada
- American Express Aeroplan Cards on Air Canada's site: 1 point per $1 on everything else, 1.25 on the Reserve — Air Canada
- American Express Canada Membership Rewards transfer partners: 1,000 MR = 1,000 Aeroplan points, 1,000-point minimum — American Express Canada
- American Express Cobalt Card: $15.99 a month, 1X on everything else — American Express Canada
- Amex Bank of Canada Aeroplan cardmember agreement: charges made in foreign currencies — American Express Canada
- Airalo partners with Air Miles to offer points (July 2025) — MobileSyrup
- Airalo partners Cathay to bring seamless connectivity with Asia Miles benefits — PR Newswire / Airalo
- Cathay's own Airalo partner page — Cathay
- Points programs and valuations, including Aeroplan at 2.0 cents — Prince of Travel
- Rogers U.S. and international Travel Pass pricing — Rogers
- Scotiabank credit card fees, including the cards exempt from the 2.5% foreign currency conversion fee — Scotiabank
- Bank of Canada daily exchange rates (USD/CAD 1.3760 on 2026-08-21) — Bank of Canada
- How credit cards work abroad, including currency conversion charges — Government of Canada
About the author
Lotsotravel Team
The Lotsotravel editorial team writes hands-on guides for international travelers. We test eSIMs on real devices in real destinations, monitor Canadian and U.S. carrier pricing weekly, and compare coverage across local network partners before we recommend a plan. Every comparison post is updated when carriers change their rates so the numbers you read here match what you would pay today.
Last updated: September 6, 2026