Wealthsimple · Visa Infinite Privilege
Does the Wealthsimple Visa Infinite Privilege include an eSIM?
Yes, an eSIM is included
The Wealthsimple Credit Card, Visa Infinite Privilege tier is a Visa Infinite Privilege card. Visa runs its Canadian cardholder eSIM program through GigSky, and at this tier that means two complimentary 1GB plans a year valid 15 days per plan, one active at a time, plus 30% off every other GigSky plan, for as long as you hold the card.
What the benefit actually is
- Free data
- Two complimentary 1GB plans a year
- Validity
- 15 days per plan, one active at a time
- Discount after that
- 30% off every other GigSky plan, for as long as you hold the card
- Coverage
- 200+ countries and destinations
- How to claim it
- Download the GigSky app, tap the Visa banner, enter your card number once to verify, then redeem before you fly.
Divide it and the shape of the benefit becomes clear: 1GB across 15 days is about 68 MB a day. That covers maps, messaging and boarding passes. It does not cover a video call home, a podcast on the train, or an evening of scrolling, and GigSky says as much itself: its lite plans exclude streaming, video calls and large downloads by design.
Where it runs out
Take a two-week trip. The complimentary allowance on this card is 2GB a year, and each plan runs 15 days per plan, one active at a time. Even used perfectly, it is a starter rather than a trip's worth of data, which is why the discount on further plans matters more than the free gigabyte does. The gap is the part worth planning, and it is cheaper to close than most people expect.
Closing the gap
Our Europe+ plans start at $4.99 USD, and a 10GB plan valid 30 days costs less than a single day of most Canadian carrier roaming. You keep your Canadian SIM active for calls and 2FA texts, switch data roaming off on that line, and run data over the eSIM.
Browse Europe+ plansThe card itself
- Annual fee
- $20 per month, waived with $100,000+ in individual assets or a $4,000+ monthly direct deposit
- Foreign transaction fee
- None. Wealthsimple states 0% FXNo FX fee
- Network tier
- Visa Infinite Privilege
- Eligibility
- $150,000 personal income or $200,000 household, or $50,000 minimum annual spend, or $400,000 in assets with Wealthsimple
What it earns
| On what | Rate |
|---|---|
| All qualifying purchases | 2% cash back, no categories and no caps |
Travel perks worth naming
- 1,200+ airport lounges
- Car rental insurance and increased travel protection
- 0% foreign transaction fee
- The monthly fee disappears entirely if you meet either waiver condition
Best for
People whose money already lives at Wealthsimple. A waived fee plus 2% flat plus no FX is the best straight cash-back deal in this list.
Watch out
It requires an active Wealthsimple chequing account, and without a waiver the $20 a month is $240 a year.
The conditions on the eSIM benefit
- Data only. GigSky states the service does not support voice calls or SMS, so your Canadian line still has to be reachable for anything that arrives as a text.
- The eligible Visa card has to be set as the default payment method inside the GigSky app. Pay with anything else and GigSky says you lose the discount and pay full retail.
- You have up to 365 days to activate, after which GigSky activates the plan for you whether you are travelling or not.
- The benefit renews every 365 days from redemption, not on a calendar year.
- GigSky states only one complimentary plan can be active at any given time, so the two do not stack into a single 2GB block.
Other Visa Infinite Privilege cards
These carry the same network tier, so the eSIM answer is identical. They differ on fees, earn rates and whether they charge you to spend in another currency.
- Scotiabank Passport Visa Infinite Privilege$599 · No FX fee
- TD Aeroplan Visa Infinite Privilege$599 · Charges FX
- CIBC Aeroplan Visa Infinite Privilege$599 · Charges FX
Sources
Card facts were read off the issuer's own product pages and regulated disclosures on 2026-08-23. Network eSIM terms come from the program operator's own Canadian terms page, not from a rewards blog. Both operators can change or withdraw these programs without notice, so confirm before you rely on one. We sell travel eSIMs and none of these card links pays us a commission.